Commercial Loan: Asset vs. Repayment

Commercial Loan: Asset vs. Repayment: DSCR

Chris Gallant Uncategorized

When borrowing money for a commercial loan or mortgage, the first thing that a lender considers is repayment, not asset. The lender needs to know that you can service the debt. They use what’s known as a DSCR or Debt Service Coverage Ratio to determine it. The debt service coverage …